Credit Manager

Job Description

Job Role:

• Looking after credit underwriting of cases by having deep understanding of applicants financials and business background post visiting customer.
• Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.
• Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry.
• Maintaining decent productivity levels of processing.
• Being a team player while assisting the team in implementing HO & local policies at ground level.
• Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.

About Company

Established in 1985, the Kotak Mahindra Group is one of India™s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group€™s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank €“ Kotak Mahindra Bank Limited. The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company€™s website at http://www.kotak.com

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